What you’ll need to do

A bit of paperwork is needed to make it all happen,
so we’ll be asking you to provide us with:

• Clear documentation of your site, including size,
  dimensions, and 88B & 10.7 certificates
• An estimate of the overall budget for
  your new home
• Personal identification (e.g. passport,
  driver’s licence, land title) to verify the
  legal details for your contract

What you’ll need to do

As you prepare for the meeting, you should:

• Make notes on any changes you might like
  to consider for your new home
• Make final decisions on your plans based
  on your budget
• At the meeting you will talk to one of our
  Construction Finance Managers who will
  tell you exactly which loan documents you
  require. You can also use this service for
  arranging your finance from start to finish
• Submit all final structural changes so we
  can prepare your architectural drawings

What you’ll need to do

Before the meeting you should:

• Obtain a copy of your conditional approval from your
  lender or use one of our Construction Finance Managers
  to organise your loan
• Gather ownership details of your land for the Council application
• Prepare to sign the building contract
• Ensure all signatories can attend the appointment

At the meeting you willlmeet with one of our Construction Finance Managers to discuss the progress of your loan. At this stage, you will need to have your loan arranged with your chosen lender.

What you’ll need to do

When you meet with our Lifestyle Studio Team you’ll need to finalise your selections as efficiently as possible. We recommend that you set aside some time before the appointment to go through all the options and make sure you’re happy with your choices.

Before your appointment you’ll need to:

• Visit the brick company showroom and
  select the bricks for your home
• Browse through your selections brochures
  to decide on your inclusions

During your appointment be ready to:

• Make final decisions on the finishes
  and inclusions for your new home

What you’ll need to do

Before we can submit the paperwork to Council, the developer or certifier, you’ll need to:

• Ensure the lanscape plan is complete
• Ensure your external colour selections are finalised with the
  Lifestyle Studio
• Lodge a demolition application (if applicable). This is important
  to ensure the demolition is ready once the new house is appoved
• Submit your ‘bank pack’ to your lender and follow them up for
  a formal approval (also known as a letter of offer) and mortgage
  documents. Once you have these, please send your letter of
  offer to our customer service team. If you are utilising the services
  of one of our Construction Finance Managers, this will be taken
  care of for you
• Sign and return your letter of offer and mortgage documents to
  your lender as soon as possible. This will help avoid any delays
  down the track

What you’ll need to do

If you are arranging your own finance, you will need to submit the information we provide to your lender immediately, and then follow them up for your commencement letter. If one of our Construction Finance Managers is helping you, they will organise all of this directly with the lender.

Before we finalise your file, you’ll need to provide:

• The signed copy of your ‘Final Plans’ paperwork
• Written confirmation of land clearance
  (i.e., removal of sheds, trees, roots, etc)
• If any existing structures on site require demolition,
  we’ll need a demolition/asbestos clearance
  certificate from the demolition company
• If self-funded, please provide evidence of available
  funds to pay the contract price (i.e., a bank statement)
• If finance is being obtained, provide a copy of the loan approval that states
  an amount sufficient to pay the contract price and contains the words
  “authority to commence construction” or “building works may commence”.
  Of course, if you are using one of our Construction Finance Managers,
  they will have already taken care of this for you