Need finance for your new home?
We can help.

By our count, there are about 34 opportunities for our customers to get lost, confused, delayed or frustrated managing their own construction loan, and that’s if they’re only negotiating with 1 bank or lender.

With your Clarendon Home construction loan specialists who are backed by Loan Market, you delegate the responsibility to 1 committed professional who makes it their mission to negotiate 100s of attractive rates and products with over 60 well-known lenders to secure finance that fits your plans and your timeframe.

And they do this for Clarendon Home customers every single day.

Distinct benefits of working with a Clarendon Homes Finance Managers
  1. Finance your home with us and receive a $500 Eftpos Visa Giftcard*
  2. A panel of 60+ lenders and 100s of loans including exclusive offers
  3. Specialist negotiators securing competitive interest rates
  4. No interest charged on any overdue progress payments
  5. The provision of a tender expiry guarantee to protect against price increases
  6. Only $10,000 required before contract
  7. Only 5% deposit required before construction
  8. Our construction loan expertise and service comes at no cost to you


*This offer is only applicable to loans secured and finalised (i.e. unconditional loan approval) by our Finance Manager. $500 Eftpos Visa Gift Card will be issued with your handover pack upon completion of your new home and cannot be redeemed or exchanged for cash or any discount.


CHOOSE FROM OVER 60 BANKS AND LENDERS
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LET US HELP YOU

Why use our Construction Loan Specialists?

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We have the power to negotiate a competitive deal with over 60 banks and lenders you know and trust, giving you confidence we will find the right loan for you

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Find the right interest rate, structure and flexibility for your situation

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We do the legwork and paperwork for you in 6 easy steps so you don't have to

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We cut out the middleman and become your main point of contact throughout your new home journey

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EXCLUSIVE OFFER

Only a $10,000 deposit is required until the start of the site

Required on signing of your building contract rather than the usual 5% of your contract.

LOAN CALCULATOR

Know your borrowing power

Find out how much you could borrow, and how much repayments would be for your loan size.

It's important to shop around - bank and lenders all use different criteria to calculate how much they will lend you. Your borrowing capacity between two banks could be thousands of dollars - the difference between building your dream home or settling for your second favourite.

Our Construction Loan Specialists know what each lender is looking for and will use the strengths of your application to maximise your borrowing capacity.

Need some construction loan guidance?

Complete the form below and let our team of Construction Loan Specialists help you with anything finance related, every step of the way. You have nothing to loose! Our construction loan expertise and service comes at no cost to you.

Please see our Privacy Policy for more information.

Meet your team of Construction Loan Specialists

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GM Home Finance

Michael Chadwick

With more than 30 years of experience in finance, Michael knows a thing or two about all types of finance and takes great pride in helping his customers reach their financial goals. "I first started lending in 1992 and I still look after many customers from my early days as a branch lender." "It gives me a great sense of pride to have continued to work with them for many years and now see them financially successful, knowing that I was there to help them on their journey". Michael and his team at Loan Market Elevate are here for you whether you are looking to purchase your dream home to live in, save money on your current home loan or invest in property for your future. When Michael isn't helping customers with their finance, he enjoys his time with family and friends and spending time getting away from the hustle and bustle of the City.

Email: [email protected]

Phone: 02 8850 9086

Michael Chadwick is a credit representative (517867) of Loan Market Pty Ltd ACN 105 230 019 Australian Credit Licence 390222

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Mortgage Broker

Rakesh Swami

Rakesh has a passion for helping people and moved into the field of mortgage broking 15 years ago to do just that. His personal motto is ‘Get the job done' and Rakesh will use his skillset, know-how, and experience to make that happen. For many years, Rakesh has specialised in residential construction loans and he also has broad experience with commercial, equipment, and business finance. Rakesh, who is a member of the FBAA, completed a degree in Business Administration & Finance at the University of Sydney. He also completed a Diploma in Business Management and Diploma in Mortgage Broking and Finance.

Email: [email protected]

Phone: 0422122634 

Rakesh Swami is a credit representative (480346) of Loan Market Pty Ltd ACN 105 230 019 Australian Credit Licence 390222


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Mortgage Broker

James Downey

You’re in safe hands with James. He is a true expert in the world of mortgage broking and wealth management, bringing to the table over 20 years of financial services expertise in these areas. As a residential and construction finance specialist, James puts his knowledge to great use ensuring he provides customers with loan solutions for their current and future needs. As well as being a member of the FBAA, James has extensive training and education, including a Diploma in Finance & Mortgage Broking Management from the National Finance Institute.

Email: [email protected]

Phone: 0418881433

James Downey is a credit representative (498110) of Loan Market Pty Ltd ACN 105 230 019 Australian Credit Licence 390222

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Mortgage Broker

Kathleen O'Keeffe

Kathleen established her career in finance over 5 years ago, with a strong background in customer service and a passion to help people reach their financial goals and build strong long term relationships so clients are well supported on their loan journey. Kathleen's down to earth nature and easy going personality makes her very approachable and a pleasure to work with. Kathleen can make light work of what can seem like a very daunting task for clients needing a new loan or wanting to refinance their existing loan to get the most competitive deal, in fact she considers it a privilege! When Kathleen isn't working hard for clients, she enjoys staying fit at the gym, cooking and even more so eating and spending quality time with family & friends. You can rely on Kathleen to guide you through the often complex lending process. She leverages her education and extensive experience to help you secure the home loan option that is the right fit for you now and in future.

Email: kathleen[email protected]

Phone: 0487 535 663

Credit representative of Loan Market Pty Ltd ACN 105 230 019 Australian Credit Licence 390222

5 STAR

Customer Reviews

Michael Chadwick Review

"Can't speak highly enough of him"

Absolutely loved my experience with Michael when my husband and I bought our first home together. He is super responsive and quick to act which is obviously important when it comes to buying property. He was fabulous when we wanted to refinance and put in the work to organise us a better rate. He does everything to make the lending experience seamless and to make your life easier! Importantly, Michael is genuine and kind and really cares about us and our family. Have recommended him to several family members and friends and can’t speak highly enough of him.

James Downey Review

"Such an amazing service..."

Full credit to James Downey from Loan Market Elevate, I generally don’t review services but after receiving such an amazing service if I don’t review it will be injustice. He is very friendly and pleasant to talk to, always ready to help and deliver a solution in optimal time.

I was struggling with increase in interest rates to keep up with finances. James managed to refinance my home loan and reduce my repayments to a much lower interest rate which assisted me to increase my savings from day one and secured me a refinance rebate at the same time!

Rakesh Swami Review

"Absolutely amazing..."

Rakesh Swami from Loan Market who helped us with our Land and Home Mortgage has been ABSOLUTELY AMAZING at helping us in every possible way - he has called bank branches for us, spoken to relevant people to expedite things, answered even the smallest of questions in detail, helped us out in understanding numbers and getting us the best contract with banks. In short, pretty much gone above and beyond to support us in every way possible.

I highly recommend speaking to Rakesh for any kind of mortgage/financial situation.

James Downey Review

"Always ready to help..."

James & his team managed the refinance of multiple investment loans, our home loan and a construction loan all at once. Despite the multiple moving parts, the process was easy and even more successful than we could have hoped for.

The best part is, once it was all done he checked in regularly to try and find more savings and help with our cashflow. It's a huge benefit to have a broker & a team who listen, get the best result but then don't walk away...they keep connected as a long term partnership.

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Choose us to take care of your finance for you and you’ll have less to do, meaning more time for things you actually enjoy.

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Compare our panel of lenders

Search Australia’s biggest banks plus a range of over 60 specialist lenders.

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Frequently Asked Questions

How much deposit do I need to purchase a property?

Typically lenders ask for 20% of the total house price before they’ll consider giving you a loan but there are a number of ways around this. Some lenders will accept a smaller deposit but it’s likely that you’ll need to pay Lenders Mortgage Insurance (LMI).  There might also be grants that you can take advantage of. Get in touch to chat about your options.

Can you help me understand my borrowing capacity?

Of course! Borrowing capacity refers to how much you can borrow from a lender. As your borrowing capacity can differ widely from Lender to lender, get in touch today and we can help you understand your maximum borrowing power from the 30 plus lenders we have access to.

How will you decide which loan is best suited to my circumstances?

With more than 30 home lenders on our panel, you and I are spoiled for choice. We narrow the search down by first understanding your needs and objectives. We will show you the features of each loan and explain the benefits, allowing you to make an informed choice which lender and loan you would like to apply for.

Does it cost to use a broker?

You do not pay a fee for our services. Instead, we’re paid a commission by the lender you choose for doing the work on their behalf and looking after your home loan needs ongoing. Learn more here and get in touch if you have any questions.

What fees should I be aware of when purchasing a property?

There are several fees that often aren’t discussed in length when buying a property. These include stamp duty, application fees, pest and building inspections and more. Get in touch with a broker today for an up-front conversation about all the hidden fees. Find a summary here.

What grants are available to me?

There are many grants that are available for those wanting a home loan and the options differ from state to state. To find out what grants you are eligible for, get in touch with our Home Finance Managers to help you understand what grants you could be eligible for.

How much does it cost to refinance?

Some of the costs you’d expect to pay include discharge, application and settlement fees and we work with you ensure that the savings outweigh the costs when refinancing from one lender to another. To find out how much you can save by refinancing your loan, give us a call.

What is Lenders Mortgage Insurance (LMI)?

LMI is required if you need to borrow more than 80% of the value of the property you are purchasing. You pay a premium which can be funded in the home loan and it protects your lender if you can’t pay your loan and the home needs to sold.

*Any information provided on this website does not take into account your individual objectives, financial situation or needs. You should consider whether it is appropriate for you, and read the relevant disclosure document. Normal lender criteria, fees, charges, terms and conditions apply. **Finance Manager added benefits offer. Terms and Conditions. Effective as at 6/09/2017. The added benefits offer is available to you subject to the following terms and conditions: You meet our Finance Manager’s qualification criteria; You promptly supply and sign all documentation required by our Finance Manager to complete your loan application and to satisfy any further lender requirements; This offer is only applicable to loans secured and finalized (i.e. unconditional loan approval) by our Finance Manager.

Loan Market Pty Ltd ABN 89 105 230 019 | Australian Credit License 390222.