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Housing and property market /27.11.23

First Home Owners’ Grant QLD: What does it mean for you?

If you’re looking to build your first home, the Queensland Government’s update to the First Home Owner Grant (commonly known as FHOG) could be your opportunity to take the plunge into the property market! This one-off payment is designed to be a helping hand for eligible applicants, providing financial support towards the purchase of a new home without any repayment.

What is the First Home Owner Grant?

The FHOG is a financial aid program from the Queensland Government, aiming to make home ownership more accessible for first home buyers. It is a one-off payment that can be used towards the cost of a new home.

Why build with the First Home Owners’ Grant?

1. No transfer (stamp) duty on the home, only on land value

Transfer duty is a cost to your new home that can sneak up on you. Also known as stamp duty, it is tax paid to the Queensland Government on the transfer of the property title from one person to another, the buyer and the seller. However, when you choose to build a new home, there’s no stamp duty payable on the construction costs of the new home, only on the land value – saving you thousands!

2. Built for you, to suit your lifestyle

When you build, you have a say in every aspect of your home’s planning. From the floorplan to the facade, and even down to the colours, materials and appliances – it’s all designed to reflect you and your lifestyle.

3. Lifetime structural guarantee

At Clarendon Homes, every home we build is covered by a Lifetime Structural Guarantee, giving you peace of mind for the lifetime of your occupancy. 

4. Warranties and less maintenance

Your new home will also come with a 12-month warranty period for minor defects.

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Enhanced grant

$30,000 for first home buyers

As of November 2023, the Queensland Government has doubled the FHOG to an impressive $30,000 until mid-2025. This substantial increase applies to those buying or building a new home valued less than $750,000.

One of the great things about the First Home Owner grant is that you can use it as part of your deposit. While this amounts to 4% of a $750,000 home and will help you kickstart the process to owning your own home, many banks will require evidence of genuine savings. Put simply, this is money you have saved up over time to demonstrate your ability to manage money. Clarendon Homes highly recommends talking to your lender about using the FHOG as a deposit.


How do I know if I'm eligible for the FHOG?

To be eligible for the FHOG, you need to pass the eligibility criteria for personal circumstances and for the property itself.


  • Age requirement: you must be 18 years or older.
  • Citizenship: you must be an Australian citizen or permanent resident (or be applying with someone who is).
  • First residential property: the home you are purchasing or building must be your first residential property in Australia.


  • Home value: the property must be valued at less than $750,000, including the home, land and any contract variations.
  • Usage restrictions: the property cannot be used for investment purposes. You must reside in the home for at least six months.
  • Newness requirement: the home must not have been lived in or sold as a place of residence at the time of completion.
  • Property types: Eligible properties include houses, units, duplexes, townhouses, granny flats on relative’s land, homes moved from one site to another (including kit homes or modular homes), homes in a manufactured home park, or substantially renovated homes.


The FHOG can be applied to various transactions, including:

  • Contract to build: engaging in a contract to construct a new home.
  • New home: purchasing a newly built home.
  • Off the plan purchase: investing in a property before construction is completed.
  • Substantial renovation: funding significant renovations to an existing property.
  • Owner-builder: if you plan to build the home yourself.

FAQs about the FHOG

How much is the QLD First Home Owner Grant in 2023?

As of November 2023, the Queensland Government has doubled the FHOG to $30,000 until mid-2025.

Do first home buyers pay stamp duty in Queensland?

In Queensland, there is a transfer (stamp) duty concession for eligible first home buyers purchasing a home valued at less than $550,000, with the transfer duty waived on homes valued less than $500,000.

When building a new home, first home buyers only pay stamp duty on the land. They do not pay stamp duty for land valued under $250,000 and only pay a concessional rate for land valued between $250,000 and $400,000.

Can the QLD First Home Owner Grant be used towards a deposit?

The $30,000 FHOG grant can only be used as part of the deposit for the cost of the build/to pay the building contract. This means that you will need to save money for the deposit for the block of land.

While the grant will help you kickstart the process to owning your own home, many banks will need to see evidence of genuine savings as well to approve a loan.

Can you receive the First Home Owner Grant twice?

The First Home Owner Grant is only available once. This affects both single and joint applications.

You or your spouse must not have received a First Home Owner Grant in any state or territory in Australia. The only time you may be able to reapply for the grant is if you have received a grant that you later paid back.

For more information on the QLD First Home Owner Grant and eligibility, visit https://qro.qld.gov.au/property-concessions-grants/first-home-grant/